We utilize our proprietary planning techniques to analyze and address all key elements of your financial situation. Our planners work directly with you through every phase of the planning process – from information capture, defining goals and identifying current problems, to developing strategic recommendations, plan implementation and assessment.

Phase I: Information Capture

We first conduct an information capture process to understand the structure of your current financial situation – from income, cash flows and investments, to insurance, wills, trusts and taxes. This includes an assessment of your current asset allocation, net worth, cash flow, income, estate tax exposure, trusts, and life and disability insurance.

Phase II: Goal Assessment

Next, we work to clarify your financial goals. Whether your objective is to ensure that you can retire with confidence or develop a plan to drive wealth accumulation, we guide you through a proprietary process to ensure that the key issues are carefully considered.

Phase III: Problem Identification

The third phase focuses on the identification of any problems that are present in your current financial plan. To do this, we project the probable outcomes associated with your current plan. Often, this uncovers issues that our clients have never considered.

Phase IV: Recommendations

Next, we develop detailed, written recommendations with specific strategies to best meet your financial objectives. Each recommendation is presented to ensure that you have an opportunity to ask questions and gain a clear understanding as to why it is being proposed. The goal is to arm you with all the information you need to make informed decisions. With your input, the plan is then revised as needed.

Phase V: Implementation

The implementation phase follows the presentation of your recommended financial plan. During this phase, you will meet with your various advisors to implement your plan of action. In many cases, this means that clients will meet with their planners, attorneys or CPAs to create or revise various documents. Throughout this process, your Emerson Equity planner will help to facilitate the implementation effort.

Phase VI: Monitoring

The final phase is to establish a process for monitoring your progress towards your goals. Depending on a client's preference, we can manage the process and monitor your account on an ongoing basis. We report periodically and make adjustments to address any changes to your financial situation.